SKILL FILE

Runway Calculator with AI

Cash on hand, monthly burn, runway in months — plus what-if scenarios for any hire, spend, cut, or capital injection. Reads your unified ledger. The number every founder should know before every spend decision.

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What this skill file teaches Claude

Drop one markdown file into your repo. Claude Code learns how to run this entire workflow.

1

Real cash on hand

Sums every account balance — bank, Airwallex, Stripe pending payout, Wise — into one number. Not yesterday's number — today's.

2

Trailing burn rate

Net burn over the last 1 / 3 / 6 months. Three numbers because one is volatile; the trend matters.

3

Runway in months

Cash ÷ burn = months. Computed against each trailing window so you see best/worst case.

4

Scenario modelling

What if I add $4k/mo contractor? Cut $2k/mo of SaaS? Land a $10k one-time invoice? Each scenario re-runs the runway number instantly.

5

Alert thresholds

Set a warn-at threshold (e.g. <6 months) and a panic-at threshold (e.g. <3 months). Skill flags loudly when you cross.

What you can build with this

Before a hire

Considering a $4k/mo contractor? Model it. See whether you stay above your warn threshold for the next 6 months. Make the call with a number, not a vibe.

Monthly cash check

Run on the 1st. Get cash · burn · runway in one report. Commit. The repo becomes a history of your cash position.

Pricing / spend cut decisions

Considering killing a marketing channel that costs $2k/mo? Scenario it. See the runway delta. Sometimes the answer is 'keep it' because cutting buys less time than expected.

Get the full skill file

Everything above is 80% of the skill file. Download the complete version with full implementation details, agent prompts, and ready-to-run scripts.

Common questions

Yes — Runway reads from the unified ledger. Without it, you'd be running this off Stripe alone, which is misleading because Stripe doesn't know your expenses.
Phase 1 uses trailing burn (last 1/3/6 months) which already implicitly includes net revenue. Phase 2 will read MRR explicitly — see [[mrr-tracker]].
Yes — scenarios accept positive amounts too. 'What if we close a $50k investment?' shows the new runway. Useful for negotiating with investors with numbers in hand.
Yes — each account in its native currency, converted to home currency (default AUD) at today's FX rate. Both views are available.
It reads your full ledger (including non-bank sources like Stripe pending), models scenarios, and lives in your repo so the history is git-tracked. Banking apps see one account and don't let you model commitments.

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